{"id":499,"date":"2022-01-10T18:07:57","date_gmt":"2022-01-10T18:07:57","guid":{"rendered":"https:\/\/www.domenzavrl.com\/?p=499"},"modified":"2022-01-10T18:07:57","modified_gmt":"2022-01-10T18:07:57","slug":"digitalno-bancnistvo-in-razvoj-super-aplikacij","status":"publish","type":"post","link":"https:\/\/www.domenzavrl.com\/sl\/digitalno-bancnistvo-in-razvoj-super-aplikacij\/","title":{"rendered":"DIGITALNO BAN\u010cNI\u0160TVO IN RAZVOJ SUPER-APLIKACIJ"},"content":{"rendered":"<p>Neobanke so finan\u010dne institucije, ki so se z razvojem tehnologije prilagodile \u017eeljam strank in jim s cenej\u0161o alternativno \u0161e bolj pribli\u017eale digitalne ban\u010dne storitve. Kljub poslovanju brez fizi\u010dnih podru\u017enic neobanke, kot so <u><a href=\"https:\/\/www.revolut.com\/en-SI\">Revolut<\/a><\/u>, <u><a href=\"https:\/\/n26.com\/en-eu\">N26<\/a><\/u> in <u><a href=\"https:\/\/nubank.com.br\/en\/\">Nubank<\/a><\/u>, uspe\u0161no ponujajo vse storitve tradicionalnega ban\u010dni\u0161tva na eni platformi. Digitalno ban\u010dni\u0161tvo so nadgradile z uporabo super-aplikacij (<em>super apps<\/em>), ki zagotavljajo raznolike storitve, vklju\u010dno z obdelavo finan\u010dnih transakcij, hitrega pla\u010devanja in trgovanja. S svojim delovanjem se nenehno prilagajajo potrebam uporabnika.<\/p>\n<p><strong>NEOBANKE IN SUPER-APLIKACIJE<\/strong><\/p>\n<p>Super-aplikacija je vseobsegajo\u010da mobilna platforma, ki zdru\u017euje uporabnost in zmogljivost razli\u010dnih aplikacij na enem mestu. Z zbiranjem podatkov zagotavlja enostavno uporabni\u0161ko izku\u0161njo na osebnem in poslovnem podro\u010dju. Pojav super-aplikacij v ban\u010dni\u0161tvu je uporabnikom omogo\u010dil dodatno udobje, enostavno poslovanje in poenostavil tradicionalne ban\u010dne storitve.<\/p>\n<p>Neobanke so virtualne banke, ki poslujejo samo digitalno prek spleta. Zato neobanke, kot je brazilski Nubank, razvijajo osrednjo strategijo delovanja okoli naprednih super-aplikacij za potro\u0161nike. Ve\u010d o <a href=\"https:\/\/www.domenzavrl.com\/sl\/uspesno-trgovanje-delnic-nubank-na-nyse\/\">Nubank<\/a> si lahko preberete v blogu, ki ga je napisal <a href=\"https:\/\/www.domenzavrl.com\/sl\/zivljenjepis\/\">Domen Zavrl<\/a>.<\/p>\n<p>Nekaj primerov prednosti digitalnega delovanja neobank.<\/p>\n<ul>\n<li>Nudijo uporabo finan\u010dnih storitev delu prebivalstva, ki nima dostopa do ali se ne poslu\u017euje ban\u010dnega poslovanja.<\/li>\n<li>Ban\u010dne storitve lahko omogo\u010dajo tako priseljencem kot tudi otrokom, slednjim nato ra\u010dune vodijo star\u0161i.<\/li>\n<li>Delujejo kot platforme za nakupe (<em>marketplace<\/em>), ki na enem mestu izpolnjujejo razli\u010dne nakupovalne \u017eelje strank (kot npr. Amazon).<\/li>\n<\/ul>\n<p><em>Ta \u010dlanek izra\u017ea le stali\u0161\u010de avtorja. Namen \u010dlanka je informativne narave.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Neobanke so finan\u010dne institucije, ki so se z razvojem tehnologije prilagodile \u017eeljam strank in jim s cenej\u0161o alternativno \u0161e bolj pribli\u017eale digitalne ban\u010dne storitve. Kljub poslovanju brez fizi\u010dnih podru\u017enic neobanke, kot so Revolut, N26 in Nubank, uspe\u0161no ponujajo vse storitve tradicionalnega ban\u010dni\u0161tva na eni platformi. Digitalno ban\u010dni\u0161tvo so nadgradile z uporabo super-aplikacij (super apps), ki [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[13,19],"tags":[11,31,27,32],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DIGITALNO BAN\u010cNI\u0160TVO IN RAZVOJ SUPER-APLIKACIJ - Domen Zavrl<\/title>\n<meta name=\"description\" content=\"Pojav super-aplikacij v ban\u010dni\u0161tvu je uporabnikom omogo\u010dil dodatno udobje, enostavno poslovanje in poenostavil tradicionalne ban\u010dne storitve.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.domenzavrl.com\/sl\/digitalno-bancnistvo-in-razvoj-super-aplikacij\/\" \/>\n<meta property=\"og:locale\" content=\"sl_SI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DIGITALNO BAN\u010cNI\u0160TVO IN RAZVOJ SUPER-APLIKACIJ - 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